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Terms of Use:

All the information displayed, transmitted or carried by ACADEMY OF TECHNOLOGY & MANAGEMENT. and its related websites including, but not limited to, directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clips, video clips, trademarks, service marks and the like, collectively the "Content", are protected by the copyright and other intellectual property laws.

The Content is owned by ACADEMY OF TECHNOLOGY & MANAGEMENT., its affiliates or third party licensors. You may not modify, publish, transmit, transfer, sell, reproduce, create derivative work from, distribute, repost, perform, display or in any way commercially exploit any of the Content. You agree to abide by all copyright notices and restrictions attached to any Content accessed through the ACADEMY OF TECHNOLOGY & MANAGEMENT. website and not to alter the content in any way.

PERMITTED USE:

You may take a single copy of the Content displayed on the ACADEMY OF TECHNOLOGY & MANAGEMENT. for personal, non-commercial use only, provided that you do not remove any trademarks, copyright and any other notice contained in such Content. You shall not archive or retain any Content in any form without written permission. General Disclaimer and Limitation of Liability:

· The ACADEMY OF TECHNOLOGY & MANAGEMENT. web site contains facts, views, opinions, statements and recommendations of users of the ACADEMY OF TECHNOLOGY & MANAGEMENT. website, advertisers, third party information providers and organizations.

· The ACADEMY OF TECHNOLOGY & MANAGEMENT. web site does not represent or endorse the accuracy, completeness or reliability of any advice, opinion, statement or other information displayed, uploaded or distributed through the web site. You acknowledge that any reliance upon any such opinion, advice, statement or information shall be at your sole risk.

· ACADEMY OF TECHNOLOGY & MANAGEMENT. makes no warranty or representation whatsoever regarding the web site or any content, advertising, services or products provided through or in connection with the web site.

· ACADEMY OF TECHNOLOGY & MANAGEMENT. expressly disclaims any and all warranties, express or implied, including, without limitation:

o Any warranties as to the availability, accuracy, completeness or content of information, products or services that are part of the ACADEMY OF TECHNOLOGY & MANAGEMENT. web site.

o And warranties or fitness for a particular purpose, or merchantability or against infringement. In no event will ACADEMY OF TECHNOLOGY & MANAGEMENT. , its affiliates, licensors, employees, agents or contractors, be liable to you for any damages or losses, including without limitation indirect, consequential, special, incidental or punitive damages resulting from or caused by the ACADEMY OF TECHNOLOGY & MANAGEMENT. web site, its public posting bulletin boards, its content or any errors or omissions in its content, even if advised of the possibility of such damages.

INDEMNITY

You will indemnify and hold us, our subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the "Indemnified Parties") harmless from any loss arising from your breach of these Website Terms of Use, including any use of content other than as expressly authorized in these Website Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify the Indemnified Parties from any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys' fees in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from the Website.

PURCHASE OF PRODUCTS AND SERVICES

ACADEMY OF TECHNOLOGY & MANAGEMENT. provides multiple certifications and trainings (the "Services") based on its mandate from ATM. Before purchasing any Services, please review our refund policy as some purchases may be final with no available refund. Our refund policy, which we may periodically modify, is incorporated into these Website Terms of Use by reference. Any use of the Services after purchase is subject to and will require your agreement with and acceptance of the ATM Education Delivery Model and Candidate Terms and Conditions.

Refund Policy

All sales, certification enrolments, admissions, services bought are final once you have enrolled, scheduled an exam, paid for a certification. Before finalizing any purchase decision, please take care to ensure that our product and services will satisfy your requirements.

Please note that ACADEMY OF TECHNOLOGY & MANAGEMENT. follows a no refund policy and any payments made would not be refunded under any circumstances.

OUR RIGHT TO CANCEL YOUR ACCESS TO THE WEBSITE

ACADEMY OF TECHNOLOGY & MANAGEMENT. reserves the right to deny access to the Website or any features of the Website to anyone who violates these Website Terms of Use or who, in our sole judgment, interferes with the ability of others to enjoy the Website or infringes the rights of others. ACADEMY OF TECHNOLOGY & MANAGEMENT. may terminate or suspend your use of the Website at any time without cause and without any liability to you.

RIGHT TO DISCONTINUE WEBSITE

ACADEMY OF TECHNOLOGY & MANAGEMENT. reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website, or any portion thereof, with or without notice. You agree that ACADEMY OF TECHNOLOGY & MANAGEMENT. will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Website or any portion thereof.

GOVERNING LAW AND FORUM FOR DISPUTES

ACADEMY OF TECHNOLOGY & MANAGEMENT. operates this Website from regardless of where our hosting servers may be located. All legal issues arising from or related to the use of the Website or these Website Terms of Use shall be governed and interpreted pursuant to the laws of the Republic of , applicable to contracts entered into and wholly to be performed within said jurisdiction, without regard to principles of conflict of laws. The local courts of shall be the exclusive forum and venue to resolve disputes arising out of or relating to these Website Terms of Use or any person's use of the Website. By using the Website and thereby agreeing to these Website Terms of Use, you consent to personal jurisdiction and venue in the local courts in with respect to all such disputes.

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